On this earth, there is a need for money. Without money, people cannot pay for rent, utilities, buy food, or take care of essentials. Money is a peculiar thing that life seems to be centered around. During these difficult times, we are forced to look at how much we spend, make, or earn. Money itself is not evil, and while we know it is wrong to love money, money is important to provide for our family which is honorable. So, why do we need money? We need money to travel and visit new places, to pay for prescriptions for health, and just for everything else. With all the focus in the media, politics and our own lives being on money, can we ever escape the need for it? Undoubtedly not!
People go into business ventures all the time expecting to make more money. Money becomes important to everyone as a gift from God, that helps with supporting our needs and His work, and it is good when we use it properly to secure and prepare for unavoidable circumstance that causes failure. No matter how bad a person’s situation seems, it is important that our society is flourishing to help those in our community who have needs, and who have no access to finance. For instance, the elderly, those who cannot work for one reason or another, those who simply cannot find work, or those who during hard times have lost their jobs. Also, those who must apply themselves to ensure a quality of life away from poverty. We are each other’s keepers and socially must show caring and compassion for everyone during moments of needs.
Consequently, government initiatives to supply and help those who need finances the most, must be put in place and enforced. Undoubtedly, social services may help those in negative financial situations get out of them and live a normal life, however, our community leaders must find new innovative ways to cast lots and take sections of the community to serve individually. We must help our communities to accomplish the following when handling money:
- Setting priorities with money
- Making budgets
- Building an emergency fund
- Avoiding debts
- Diversifying investments
- Reducing risk as they age
- Making a financial plan
Notably, making a financial plan can be done in a three-step process that includes identifying goals; evaluating your situations; and listing steps to take to determine where you are and where you want to go. Money is not everything, but it is very important beyond the basic needs. It helps us achieve our life’s goals and supports the things we care about deeply, such as, family, education, some of life’s intangibles, freedom or independence, the opportunity to make the most of our skills and talents, the ability to choose our own course in life, and providing financial security. With money, much good can be done and much unnecessary suffering avoided or eliminated. Blessings.